Q. Which exchange rate would be applied in Utransfer?

Utransfer provides the most favorable rate to our customers.

The exchange rate which is applied to our customers is changed real-time basis following with the mid-market exchange rate so that we can guarantee our transparency to our customers.
(Some services provider offer rates which is not reflected real-time rate even when the rate is lowering and it causes a certain loss on the customer end)

Favored exchange rate could be differently applied upon the sending country, but we provides at least a similar level of favored rate as much as banks so that our customers can use our service with both cheaper transaction fee and better favorable rates.